El Cerrito FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in El Cerrito, California.

Total: 20
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# Photo Address City State Zip Type BD BH Price Details
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9 Photos
SEABREEZE DR Richmond CA 94804 Foreclosures 4 2 $394,500.00 Details
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S 41ST ST Richmond CA 94804 Foreclosures 3 1.5 $159,900.00 Details
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S 21ST ST Richmond CA 94804 Foreclosures 2 1 $88,700.00 Details
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LOWELL AVE Richmond CA 94804 Foreclosures 3 1 $109,900.00 Details
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TEHAMA AVE Richmond CA 94804 Foreclosures 4 2 $189,000.00 Details
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MCBRYDE AVE Richmond CA 94804 Foreclosures 2 1 $119,900.00 Details
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7 Photos
32ND ST Richmond CA 94804 Foreclosures 4 2 $145,000.00 Details
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S 26TH ST Richmond CA 94804 Foreclosures 4 2 $44,100.00 Details
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RUBY AVE Richmond CA 94801 Foreclosures 3 2 $167,500.00 Details
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ESMOND AVE Richmond CA 94801 Foreclosures 3 1 $70,000.00 Details
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11 Photos
SPEARS CIR Richmond CA 94801 Foreclosures 4 2.5 $267,500.00 Details
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9 Photos
24TH ST Richmond CA 94804 Foreclosures 2 1 $99,900.00 Details
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S 42ND ST Richmond CA 94804 Foreclosures 3 2 - Details
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YALE AVE Richmond CA 94805 Foreclosures 4 2 - Details
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45TH ST Richmond CA 94805 Foreclosures 3 1 - Details
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GAYNOR AVE Richmond CA 94804 Foreclosures 2 1 - Details
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GARVIN AVE Richmond CA 94801 Foreclosures 4 2 - Details
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KERN ST Richmond CA 94805 Foreclosures 5 3 - Details
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REID LN Richmond CA 94801 Foreclosures 3 2 $249,000.00 Details
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S 6TH ST Richmond CA 94804 Foreclosures 3 2 $54,900.00 Details
About our Listings

How to Buy El Cerrito Foreclosures

How to buy foreclosures

Buying real estate foreclosures in El Cerrito, CA starts with finding listings. By browsing El Cerrito foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in El Cerrito, CA.

>> See more info about how to Buy foreclosures

How to Invest in El Cerrito Foreclosures

How to invest foreclosure

El Cerrito foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best El Cerrito real estate investing bargains, you'll have to assess several properties and decide which has the most potential for El Cerrito foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at El Cerrito foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in El Cerrito

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in El Cerrito will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in El Cerrito, CA. There are even chances to buy land, farms, and ranches, sites for mobile homes, and El Cerrito apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

California Foreclosure Laws

Foreclosure law

California real estate foreclosures are both judicial and non-judicial foreclosures in that foreclosure houses can be processed through either mechanism. In a judicial foreclosure, distressed properties in El Cerrito have to be approved through a court before an auction can take place. In a non-judicial foreclosure, no court approval is required; the lender can file a Notice of Default and eventually put the auction up for sale. Real estate brokers can handle foreclosures after they have been either cleared by the court or put on the market by the lender. In either case, homes that do not sell at auction are now owned by the lender and are El Cerrito REO properties.

El Cerrito Banks Foreclosures

Bank Foreclosure

El Cerrito bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in El Cerrito, CA are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on El Cerrito bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in El Cerrito California to be similar to buying from an agent. Check our El Cerrito bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

El Cerrito Government Foreclosures

Government Foreclosure

El Cerrito Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in El Cerrito CA are another popular type of foreclosure, as are VA foreclosures in El Cerrito, which are available from the Veterans Affairs Department for especially great deals. Check our El Cerrito government foreclosure listings.

>> See more info about govermment foreclosures

El Cerrito Pre-Foreclosures

Foreclosure

PreForeclosures in El Cerrito are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a El Cerrito Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

El Cerrito Foreclosure Auctions

Foreclosure Auction

Most El Cerrito foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in El Cerrito, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in El Cerrito, CA. We offer a comprehensive El Cerrito foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in El Cerrito, California

Find Home Foreclosure Listings in El Cerrito, CA

El Cerrito foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in El Cerrito, CA and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in El Cerrito California, best affordable foreclosure condo in El Cerrito, cheap apartments for sale, bargain foreclosed homes for sale in El Cerrito, CA and earn huge savings on the homes YOU want to buy!

Our El Cerrito Foreclosure Lists

You can find El Cerrito foreclosure homes for sale which you can buy for living or investment. Simply click through our El Cerrito foreclosure home listings to find government foreclosures and bank owned homes in El Cerrito area. If you're searching for a deep discount or low prices on real estate then searching our El Cerrito foreclosure lists for homes foreclosure for sale or short sale listing in El Cerrito is your answer. Our up-to-date El Cerrito short sale listings provide the latest investing opportunities on affordable El Cerrito bank owned property listings, government pre foreclosure lists, El Cerrito banrkuptcy homes and El Cerrito HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in El Cerrito, you should have little trouble finding the cheapest deal on a foreclosed home in El Cerrito, California.

You can also search Discovery Bay foreclosure listings and Alamo foreclosure listings for more properties in the neighboring area.



El Cerrito, CA

As of 2011, El Cerrito's population is 21,787 people. Since 2000, it has had a population growth of -5. 88 percent. The median home cost in El Cerrito is $497,900. Home appreciation the last year has been -3. 01 percent. Compared to the rest of the country, El Cerrito's cost of living is 60. 50% Higher than the U. S. average. El Cerrito public schools spend $4,919 per student. The average school expenditure in the U. S. is $5,678. There are about 20. 1 students per teacher in El Cerrito. The unemployment rate in El Cerrito is 11. 20 percent(U. S. avg. is 9. 10%). Recent job growth is Negative. El Cerrito jobs have Decreased by 1. 94 percent. Average Commute time is 34 minutes. The National Average is 28 minutes.

Peopleel-cerrito, caUS
Population21,787307,829,557
Pop Density6,11987
Pop Change-5.88%9.34%
Median Age4636.6
Households9,717116,329,167
Household Size2.212.58
Male Population47.92%49.31%
Female Population52.08%50.69%
Married Population43.20%47.15%
Single Population56.80%52.85%
Estimated Households By Household Incomeel-cerrito, caUS
Income Less Than 15k6.73%12.10%
Income Between 15k And 25k6.79%10.18%
Income Between 25k And 35k7.38%10.56%
Income Between 35k And 50k12.14%14.98%
Income Between 50k And 75k20.30%19.53%
Income Between 75k And 100k14.64%12.52%
Income Between 100k And 150k17.16%12.14%
Income Between 150k And 250k8.13%3.91%
Income Between 250k And 500k5.61%3.34%
Income Greater Than 500k1.11%0.75%
Economyel-cerrito, caUS
Unemployment Rate11.20%9.10%
Recent Job Growth-1.94%-0.12%
Future Job Growth24.92%31.25%
Sales Taxes8.25%6.80%
Income Taxes9.30%6.25%
Income Per Cap$41,450$27,067
Household Income$70,592$52,954
Housingel-cerrito, caUS
Median Home Age54.635.1
Median Home Cost$497,900$175,100
Home Appreciation-3.01%-3.15%
Homes Owned58.27%59.90%
Housing Vacant3.91%10.37%
Homes Rented37.82%29.73%
Property Tax Rate$7.60$11.20
Owner Occupied Housing Units By Valueel-cerrito, caUS
Less Than 20k0.41%2.65%
20k To 399990.71%3.76%
40k To 599991.46%4.99%
60k To 799990.83%6.01%
80k To 999990.08%7.27%
100k To 1499990.90%19.24%
150k To 1999991.13%14.67%
200k To 2999997.26%18.09%
300k To 39999916.69%9.14%
400k To 49999925.93%4.94%
500k To 74999932.13%5.42%
750k To 9999998.65%2.03%
1kk Or More3.83%1.77%
Educationel-cerrito, caUS
School Expend$4,919$5,678
Pupil Teacher Ratio20.114.9
Students Per Librarian2332803
Students Per Counselor1194513
2 Yr College Grad6.45%7.47%
4 Yr College Grad31.83%17.42%
Graduate Degrees29.33%10.12%
High School Grads94.15%84.72%
Crimeel-cerrito, caUS
Violent Crime74
Property Crime74
Housing Units By Year Structure Builtel-cerrito, caUS
1999 To 20051.40%13.71%
1995 To 19981.79%8.54%
1990 To 19941.28%5.77%
1980 To 19895.00%13.87%
1970 To 19798.96%16.17%
1960 To 196915.80%11.70%
1950 To 195929.39%11.08%
1940 To 194923.51%6.02%
1939 Or Earlier12.87%13.15%

Table Information